الصحافة والمطبوعات
التغطية الإعلامية والمقابلات والكتابة التقنية لفريق YPA Finance.
About YPA-FINANCE
YPA-FINANCE is a free, multilingual personal finance app that helps people understand and manage money in 13 languages. Built for immigrants, newcomers, and anyone underserved by English-only fintech, it combines budgeting, a credit-card debt payoff calculator, cash-flow forecasting, and AI document scanning with plain-language guidance from AI assistants.
YPA-FINANCE is available free on iOS and Android. It is operated by YPA Group Inc., a Delaware-registered company that operates from New York, founded in 2024.
Fast facts
- What it is
- Free multilingual personal finance app
- Languages
- 13 — English, Spanish, Chinese, Arabic, Russian, Ukrainian, French, Portuguese, Polish, Hebrew, Korean, Vietnamese, Filipino
- Platforms
- iOS and Android
- Price
- Free (optional PRO subscription)
- Company
- YPA Group Inc.
- Incorporated
- Delaware, USA
- Operations
- New York, NY, USA
- Founded
- 2024
- Built for
- Immigrants, women managing household finances, and older adults new to digital banking
- Security
- Google Cloud, zero-trust architecture, AES-256 at rest, TLS 1.3 in transit; SOC 2 in progress
- Bank & credit data
- Plaid (read-only OAuth); Equifax via Array
Founders
Olga Burninova
Founder & CEO
An immigrant herself, Olga founded YPA-FINANCE after navigating the US financial system firsthand — the credit-history gap, hidden debt traps, and language barriers newcomers face.
LinkedInVictoria Mitelman
Co-founder & CPO
Leads product and user experience at YPA-FINANCE, shaping how the app turns complex financial concepts into plain-language guidance across 13 languages.
LinkedInSvetlana Burninova
Co-founder & CTO
15 years in financial systems and 7 in infrastructure engineering (AWS, CKA/CKAD, Terraform). Leads the bank-grade, zero-trust platform behind the app.
LinkedInBrand assets
In the media
We Built Bank-Grade Security for Immigrants — Here's What Broke First
Building bank-grade security for a multilingual fintech platform sounds straightforward — until it isn't. A candid breakdown of what failed first, what we underestimated, and what we fixed.
We Thought Zero Trust Would Take 3 Months — Six Months In, We're Still Migrating
An honest account of migrating a fintech platform to zero-trust architecture — the underestimated complexity, the surprises along the way, and what we'd do differently.
From Financial Systems to AI Infrastructure: How Svetlana Burninova Is Engineering Financial Clarity at Scale
An in-depth interview on building bank-grade AI infrastructure for underserved communities, the engineering philosophy behind YPA Finance, and why financial confusion is a design flaw, not a personal failing.
What I Review in Every Security Audit as a Fintech CTO
Seven critical areas every fintech security audit must cover — IAM hygiene, secrets management, network segmentation, CMEK encryption, alert fatigue, dependency scanning, and compliance documentation.
What I Wish Someone Had Told Me About Money Before I Moved to America
A first-person account of navigating the US financial system as an immigrant — the credit history gap, debt traps hidden in minimum payments, and language barriers that keep newcomers from building financial stability. The story behind YPA Finance.
استفسارات الإعلام
مقابلات، مقالات ضيوف، مشاركات في البودكاست أو تعليقات تقنية — تواصل معنا مباشرة.
hello@ypa.finance