Meet the Team Behind YPA Finance
We're immigrant women who lived the problem firsthand. We moved to the U.S. and faced a financial system full of rules nobody explained. So we built the tool we wished we had.
Olga Burninova
CEO & Founder
I'm an engineer, founder, and immigrant building YPA Finance, an AI-powered, multilingual personal finance app designed for people left behind by traditional FinTech: immigrants, women, and older adults who deserve financial tools built with empathy, not ego.
When I moved to the U.S., I faced what so many newcomers do: a financial system full of rules, credit scores, and hidden traps that no one explains. Every bank was happy to hand me a credit card with a 35% APR, and I swiped it left and right in every store, not realizing how fast that "welcome" could turn into debt. I didn't grow up with credit cards or APRs. Within a few years, I had more questions than answers.
As I learned, I started helping others: friends, families, especially women and older relatives in my immigrant community understand their money too. That's when I realized the problem was bigger than language. It was about accessibility.
Most financial apps assume users are financially fluent, tech-savvy, English native and comfortable reading charts and graphs. But millions aren't — and they deserve better.
That's why I built YPA Finance: a multilingual AI assistant that simplifies money management, explains credit score, and makes budgeting feel human and friendly.
With 20+ years of experience in software, cloud infrastructure, and SRE/DevOps and consumer marketing, I combine deep technical expertise and marketing strategy with a caring, inclusive approach.
Because finance should feel like support, not stress.
Victoria Mitelman
CPO & Co-Founder
I'm the Co-Founder and Chief Product Officer at YPA Group, the company behind YPA Finance — an AI-powered, multilingual personal finance app built for underserved communities: immigrants, women, and older adults who deserve tools that make money management simple, visual, and human.
As a 3x immigrant, I've lived through the challenges of starting over — learning new systems, adapting to new cultures, and navigating complex financial environments. That experience deeply shaped how I design: with empathy, clarity, and accessibility at the core.
With over 20 years of experience in UX/UI design, product leadership, and creative direction, I've led product and design strategy across startups, global enterprises, and agencies in Israel, Cyprus, and the UK. My focus is on building intuitive, inclusive, and emotionally intelligent products that solve real human problems — especially for people left behind by traditional fintech UX.
I believe good design isn't decoration — it's communication.
And when it comes to money, clarity and empathy can change lives.
Svetlana
CTO & Co-Founder
I'm the Co-Founder & CTO of YPA Finance, where I drive technology for a multilingual, AI-powered personal finance platform designed for people traditional fintech apps leave behind — including immigrants, non-native speakers, seniors, and anyone overwhelmed by financial jargon.
With 15+ years in finance followed by 5+ years mastering DevOps, cloud architecture, and AI systems, I build technology that bridges real-world financial pain points with secure, scalable, and human-first solutions.
My work focuses on designing financial technology that is accessible, understandable, and usable for people across languages, cultures, and levels of financial experience.
Our Mission
We believe everyone deserves financial tools that respect their language, their experience level, and their journey. YPA Finance exists to make personal finance accessible, understandable, and human — for everyone.